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	<title>The Vibe &#187; Anne</title>
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		<title>Go BLUE!</title>
		<link>http://www.elgavibe.com/?p=788</link>
		<comments>http://www.elgavibe.com/?p=788#comments</comments>
		<pubDate>Fri, 03 Sep 2010 14:02:17 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.elgavibe.com/?p=788</guid>
		<description><![CDATA[ELGA will be hosting a U of M-Flint Preview night on Monday, September 20th at our Admin Building Conference room located in Burton (2305 S. Center Rd, Burton MI 48519).  These preview sessions offer a unique opportunity to learn about the school from actual alumni.  A panel of alumni will be available to answer your questions and give [...]]]></description>
			<content:encoded><![CDATA[<p>ELGA will be hosting a U of M-Flint Preview night on Monday, September 20<sup>th</sup> at our Admin Building Conference room located in Burton (2305 S. Center Rd, Burton MI 48519).  These preview sessions offer a unique opportunity to learn about the school from actual alumni.  A panel of alumni will be available to answer your questions and give you insight. I’m really excited because, as an ELGA employee and a U of M Alumni, I get to speak about my experiences at U of M-Flint.  A few of my fellow ELGA associates and other alumni from around the community will also be speaking about their time at the school.</p>
<p>The preview night is for anyone thinking about attending U of M-Flint.  If you can’t attend our preview night there are other days and locations available.  For more information or to register for a session click <a href="https://secure2.umflint.edu/ssem/admissions/FallPreview/">HERE</a>.</p>
<p>*<strong>Bonus</strong>* If you attend one of the preview nights and are an undergraduate student you can bring your official transcripts and ACT scores (in a sealed envelope) to be considered for admission.  The $30.00 application fee will be waived.</p>
<p>If you have any questions about my experience at U of M-Flint but can’t attend the session feel free to leave a comment to this post and I will be sure to answer it.  I endorse U of M Flint because it was my school of choice and it helped me achieve my dream of working in marketing.  There are also many other great colleges in our community.  It is a good idea to search all of your options to find out which school is best for you and your intended major.  Mott Community College, Kettering and Baker are just a few of the other choices!</p>
<p><a href="http://www.umflint.edu/connect/"><img class="size-full wp-image-793 alignleft" src="http://www.elgavibe.com/wp-content/uploads/2010/08/UM-Connect.png" alt="" width="110" height="125" /></a></p>
<p>Click on the U of M Flint Connect logo to get connected to different social networks to learn more about U of M-Flint.</p>
<p>I hope to see you there!</p>
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		<title>Scholarship Winners!</title>
		<link>http://www.elgavibe.com/?p=653</link>
		<comments>http://www.elgavibe.com/?p=653#comments</comments>
		<pubDate>Thu, 05 Aug 2010 21:18:18 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Events]]></category>

		<guid isPermaLink="false">http://www.elgavibe.com/?p=653</guid>
		<description><![CDATA[       A few months ago I wrote about the Carmen Lee Wilber Memorial scholarship that would be awarded in July.  ELGA had so many great applications that we actually decided to give out four $500.00 scholarships instead of three.  See&#8230;I told you that you should apply!  The good news is that next year we will be giving out another round of scholarships [...]]]></description>
			<content:encoded><![CDATA[<p>       A few months ago I wrote about the Carmen Lee Wilber Memorial scholarship that would be awarded in July.  ELGA had so many great applications that we actually decided to give out four $500.00 scholarships instead of three.  See&#8230;I told you that you should apply!  The good news is that next year we will be giving out another round of scholarships so you have another chance.</p>
<p>    This scholarship is extremely special to the ELGA Credit Union family.  The Carmen Lee Wilber Memorial Scholarship is in memory of Carmen Lee Wilber, the daughter of ELGA’s Executive Vice President Frank Wilber and his wife Veronica, and sister to Brendan and Brett.  In August of 2008, Carmen passed away at the age of four in an automobile accident.  One of the blessings that came out of this horrible tragedy was that the family decided to donate Carmen’s organs so Carmen has saved others lives.  In the picture below Frank is holding a picture of Carmen. </p>
<p>Tiffany Gardner, Amy Ketner, Paula Paulus, and Nicholle Pierce were the four winners selected. These ladies are outstanding and have already accomplished so much in their lives.</p>
<div id="attachment_655" class="wp-caption aligncenter" style="width: 310px"><a rel="attachment wp-att-655" href="http://www.elgavibe.com/?attachment_id=655"><img class="size-medium wp-image-655" src="http://www.elgavibe.com/wp-content/uploads/2010/08/IMG_00595-300x200.jpg" alt="" width="300" height="200" /></a><p class="wp-caption-text">Left to right: Nancy Shoenfelt, Marketing Manager; winners Tiffany Gardner, Paula Paulus and Amy Ketner with Executive Vice President Frank Wilber. Not pictured: Nicholle Pierce.</p></div>
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		<title>&#8220;Nothing but Net&#8221;</title>
		<link>http://www.elgavibe.com/?p=561</link>
		<comments>http://www.elgavibe.com/?p=561#comments</comments>
		<pubDate>Tue, 20 Jul 2010 10:36:35 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[For Fun]]></category>
		<category><![CDATA[Just About Life]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.elgavibe.com/?p=561</guid>
		<description><![CDATA[ELGA has discovered another one of Flint’s best kept secrets and I want to share it with you!  Did you know that we have our very own Woman’s Semi-Pro basketball team? The Flint &#8220;Lady&#8221; Flames is their name.  All of their games are played at Flint Northern High School.  They still have 4 games left [...]]]></description>
			<content:encoded><![CDATA[<p>ELGA has discovered another one of Flint’s best kept secrets and I want to share it with you!  Did you know that we have our very own Woman’s Semi-Pro basketball team? The Flint &#8220;Lady&#8221; Flames is their name.  All of their games are played at Flint Northern High School.  They still have 4 games left this season so please go out and support them.  Check out their website at <a href="http://www.flintflames.com/">www.FlintFlames.com</a>.</p>
<p>For a basketball fan like me, it is so great that we have a ladies team&#8230;especially with the Detroit Shock leaving us for Tulsa.  I remember when the Shock first came to Detroit, I was in middle school.  It was thrilling to watch their games.  I am so excited we have a team in our community that young girls can look up too.  When I was young I had this great dream of playing pro ball. But I never got taller than 5 foot 4 and never quite became more than a so-so player.  Although my basketball dreams never came true I sure hope this team inspires other girls to make good decisions and chase their dreams.   This is just another cool thing going on in our community.</p>
<p>The Flames really are a great asset to our community.  They have a real passion to give back.  Recently they held basketball clinics for kids ages 10 through 17 at the Boys and Girls club and Flint Northern High School.  ELGA was a very proud sponsor of this event.  The kids learned many basketball skills at different stations set up around the gym.  One of the stations the kids went to was the ELGA Credit Union “Financial Fitness” portion.  We got to talk to the kids about savings, needs versus wants, and goals.  It was so much fun and we had a really engaged group of kids.</p>
<p>Has anyone had a chance to go to a game yet?</p>
<p style="text-align: center;">
<div id="attachment_564" class="wp-caption aligncenter" style="width: 490px"><a rel="attachment wp-att-564" href="http://www.elgavibe.com/?attachment_id=564"><img class="size-full wp-image-564 " src="http://www.elgavibe.com/wp-content/uploads/2010/07/203.jpg" alt="" width="480" height="321" /></a><p class="wp-caption-text">Myself and Kathy hanging out at the Boys and Girls Club. Notice the Huge Banner with Detroit Shock players. On the other side of the room was a huge banner with current and former Pistons players and I wanted it! </p></div>
<div id="attachment_569" class="wp-caption aligncenter" style="width: 490px"><a rel="attachment wp-att-569" href="http://www.elgavibe.com/?attachment_id=569"><img class="size-full wp-image-569" src="http://www.elgavibe.com/wp-content/uploads/2010/07/224.jpg" alt="" width="480" height="308" /></a><p class="wp-caption-text">Throwing a stress ball to one of the kids who answered one of our financial fitness questions</p></div>
<div class="mceTemp mceIEcenter"><a rel="attachment wp-att-578" href="http://www.elgavibe.com/?attachment_id=578"></a></div>
<div class="mceTemp mceIEcenter">
<div id="attachment_582" class="wp-caption aligncenter" style="width: 490px"><a rel="attachment wp-att-582" href="http://www.elgavibe.com/?attachment_id=582"><img class="size-full wp-image-582" src="http://www.elgavibe.com/wp-content/uploads/2010/07/205.jpg" alt="" width="480" height="274" /></a><p class="wp-caption-text">Boys and Girls Club</p></div>
</div>
<div id="attachment_585" class="wp-caption aligncenter" style="width: 490px"><a rel="attachment wp-att-585" href="http://www.elgavibe.com/?attachment_id=585"><img class="size-full wp-image-585" src="http://www.elgavibe.com/wp-content/uploads/2010/07/267.jpg" alt="" width="480" height="236" /></a><p class="wp-caption-text">Flint Northern High School </p></div>
<p><a rel="attachment wp-att-575" href="http://www.elgavibe.com/?attachment_id=575"></a></p>
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		<title>Help us Help the Community!</title>
		<link>http://www.elgavibe.com/?p=479</link>
		<comments>http://www.elgavibe.com/?p=479#comments</comments>
		<pubDate>Thu, 24 Jun 2010 19:52:30 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Just About Life]]></category>

		<guid isPermaLink="false">http://www.elgavibe.com/?p=479</guid>
		<description><![CDATA[Hi Everyone!  I just wanted to let everyone know about a great community involvement project ELGA is participating in this week (Monday June 21st through Friday June 25th).  The project is called Caring Community Credit Union Week.  We are collecting food and raising money for the Food Bank of Eastern Michigan.  You can check them out [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-484" href="http://www.elgavibe.com/?attachment_id=484"></a>Hi Everyone!  I just wanted to let everyone know about a great community involvement project ELGA is participating in this week (Monday June 21st through Friday June 25th).  The project is called Caring Community Credit Union Week.  We are collecting food and raising money for the Food Bank of Eastern Michigan.  You can check them out at <a href="http://www.fbem.org">www.fbem.org</a>.  They provide food to over 50,000 individuals EVERY WEEK  in our community.</p>
<p><a href="http://www.fbem.org"><img class="aligncenter size-full wp-image-487" src="http://www.elgavibe.com/wp-content/uploads/2010/06/Caring-Community-Credit-Union-Week1.jpg" alt="" width="336" height="350" /></a></p>
<p>If you would like to make a donation of food or moola  just stop by any of our 8 branches.</p>
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		<title>Make a difference on May 8th!</title>
		<link>http://www.elgavibe.com/?p=364</link>
		<comments>http://www.elgavibe.com/?p=364#comments</comments>
		<pubDate>Thu, 29 Apr 2010 20:43:18 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[For Fun]]></category>
		<category><![CDATA[Earth Day]]></category>

		<guid isPermaLink="false">http://www.elgavibe.com/?p=364</guid>
		<description><![CDATA[As a followup to Earth Day I just want to tell everyone about the Flint River cleanup coming up on May 8th from 9am to noon.  There is also a bbq in Carriage Town afterwards just a couple of blocks from the site we will be at.  There are several locations around our community that [...]]]></description>
			<content:encoded><![CDATA[<div class="mceTemp mceIEcenter" style="text-align: left;">As a followup to Earth Day I just want to tell everyone about the Flint River cleanup coming up on May 8th from 9am to noon.  There is also a bbq in Carriage Town afterwards just a couple of blocks from the site we will be at.  There are several locations around our community that you can go and volunteer at.</div>
<p>This event is put on by the awesome Flint River Watershed Coalition.</p>
<p style="text-align: center;">
<p style="text-align: center;">
<p style="text-align: center;"><a title="Flint Watershed Coalition Cleanup" href="www.flintriver.org" target="_blank"><img class="size-medium wp-image-381   aligncenter" src="http://www.elgavibe.com/wp-content/uploads/2010/04/FlintRiverWatershedCoalition-300x105.jpg" alt="" width="300" height="105" /></a></p>
<p style="text-align: center;">To check out their website just go to <a title="Flint Watershed Coalition Cleanup" href="http://www.flintriver.org" target="_blank">www.flintriver.org</a>.</p>
<p style="text-align: left;">Here is a flyer with more info: <a title="Flint Watershed Coalition Cleanup" href="http://flintriver.org/2010%20Clean%20Up%20Flyer%20040910%20pdf.pdf" target="_blank">PDF</a></p>
<p>We will be cleaning up at the U of M Flint site.  Please go to the <a title="ELGA Vibe Facebook" href="http://www.facebook.com/#!/pages/ELGA-Vibe/243071868980?ref=ts" target="_blank">ELGA Vibe facebook</a> to get more information.  We have a <a title="Flint Rivershed Cleanup Event" href="http://www.facebook.com/#!/event.php?eid=122337171114520&amp;ref=mf" target="_blank">facebook event</a> created so let us know that you are going to be  joining us either by leaving a comment on this post or by RSVPing on the facebook event.  If you are not our facebook friend yet just click on &#8220;<a title="ELGA Vibe Facebook" href="http://www.facebook.com/#!/pages/ELGA-Vibe/243071868980?ref=ts" target="_blank">ELGA VIBE</a>&#8221; and &#8220;like&#8221; us.  Also make sure and search &#8220;Flint River Watershed Coalition&#8221; and &#8220;like&#8221; them.</p>
<p>If you RSVP on the facebook page let us know you heard about the event at <a href="http://www.elgavibe.com">www.elgavibe.com</a>. If you let us know your shirt size, we can bring an ELGA VIBE shirt for you to the event.</p>
<p>Thanks everyone!  I hope to see you there!</p>
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		<title>Happy Earth Day!</title>
		<link>http://www.elgavibe.com/?p=332</link>
		<comments>http://www.elgavibe.com/?p=332#comments</comments>
		<pubDate>Tue, 27 Apr 2010 15:29:39 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Events]]></category>

		<guid isPermaLink="false">http://www.elgavibe.com/?p=332</guid>
		<description><![CDATA[On Saturday the ELGA Vibe was represented by some of our ELGA employees at the U of M Flint Earth Day Celebration. Thank you to everyone who stopped by our table to talk to us and pick up a free recycled Frisbee and bag. It was great to see all the local businesses and organizations [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: left;"><a rel="attachment wp-att-349" href="http://www.elgavibe.com/?attachment_id=349"></a>On Saturday the ELGA Vibe was represented by some of our ELGA employees at the U of M Flint Earth Day Celebration. Thank you to everyone who stopped by our table to talk to us and pick up a free recycled Frisbee and bag. It was great to see all the local businesses and organizations represented who work hard to make our piece of the planet a  healthy place to live.  Make sure and check it out next year!</p>
<p>Click on this link to learn more about the celebration: <a href="http://www.mcc.edu/earthday/earthday_about.php">http://www.mcc.edu/earthday/earthday_about.php</a></p>
<p style="text-align: center;">Our Earth Day Table</p>
<p><a rel="attachment wp-att-334" href="http://www.elgavibe.com/?attachment_id=334"><img class="aligncenter size-medium wp-image-334" src="http://www.elgavibe.com/wp-content/uploads/2010/04/Kellys-Bday-2010-0021-300x225.jpg" alt="" width="300" height="225" /></a></p>
<p style="text-align: center;">Kathy, Christina, and Kristina having fun!</p>
<p><a rel="attachment wp-att-340" href="http://www.elgavibe.com/?attachment_id=340"><img class="aligncenter size-medium wp-image-340" src="http://www.elgavibe.com/wp-content/uploads/2010/04/Kellys-Bday-2010-0061-300x225.jpg" alt="" width="300" height="225" /></a></p>
<p style="text-align: center;">Our Awesome giveaway won by Michael James</p>
<p style="text-align: center;"><img class="aligncenter" src="http://www.elgavibe.com/wp-content/uploads/2010/04/Kellys-Bday-2010-0071-300x225.jpg" alt="" width="300" height="225" /></p>
<p style="text-align: center;">Happy Earth Day! (a few days late)</p>
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		<title>Did someone say FREE money for school?</title>
		<link>http://www.elgavibe.com/?p=305</link>
		<comments>http://www.elgavibe.com/?p=305#comments</comments>
		<pubDate>Wed, 14 Apr 2010 16:57:56 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Scholarships]]></category>

		<guid isPermaLink="false">http://www.elgavibe.com/?p=305</guid>
		<description><![CDATA[For the 2nd year in a row ELGA is offering the Carmen Lee Wilber scholarship.  ELGA will be giving away $500 Scholarships to 3 very deserving students. ELIGIBILITY Students who are currently members of ELGA Credit Union are eligible to apply. The student must be a member in good standing on the date of the [...]]]></description>
			<content:encoded><![CDATA[<p>For the 2nd year in a row ELGA is offering the Carmen Lee Wilber scholarship.  ELGA will be giving away $500 Scholarships to 3 very deserving students.</p>
<p><strong>ELIGIBILITY</strong><br />
Students who are currently members of ELGA Credit Union are eligible to apply. The student must be a member in good standing on the date of the application and must also be a member on the last day of the academic year in which the award is to be given. All applicants must have a GPA of 2.50 or higher and plan to enter college in the next academic year. Evidence of enrollment in an accredited college, technical school or university must be submitted before payment will be made to the recipient. Eligible educational institutions include universities, colleges, technical schools, trade and vocational institutions. ELGA Credit Union employees, Board and Committee members and their immediate families are not eligible. The scholarship will be based upon merit rather than need.</p>
<p><strong>APPLICATION PROCESS</strong><br />
All applicants will submit a scholarship application and an essay of not more than 1500 words and not less than 750. The word length is a guideline, not an exact count.  The essay must be typed, double spaced, one inch top, side and bottom margins on each page. Applicants are encouraged to investigate ELGA Credit Union and the community and to interview staff, volunteers and members. I know you are sick of writing papers but this one can get you more than a good grade, it could possibly get you a $500 scholarship!</p>
<table border="0" width="400">
<tbody>
<tr>
<td>Application Deadline:</td>
<td>Monday June 14th 2010</td>
</tr>
<tr>
<td>Scholarship Recipients contacted by:</td>
<td>Friday June 25th, 2010</td>
</tr>
<tr>
<td>Scholarships Announced and Awarded on:</td>
<td>Tuesday June 29th 2010</td>
</tr>
</tbody>
</table>
<p>To view and print the Program Policy and the Application please visit our <a title="ELGA Scholarship" href="http://www.elgacu.com/scholarship">Carmen Wilber Scholarship</a> page.   Make sure and read both documents carefully.  You don’t want to accidentally forget anything after doing all the hard work applying for it!</p>
<p><strong>*Hint*</strong> Make sure you read the Personal Essay guidelines in the application.  There is also a checklist on the application.  Make sure you complete all items on the checklist!</p>
<p>Possible free money for school….it really can’t get better than that.  Please comment with any questions you have or if you know of any other great scholarships available in our community.</p>
<p>*Anne*</p>
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		<title>Think Doing Your Taxes can be Easy (and FREE)?</title>
		<link>http://www.elgavibe.com/?p=204</link>
		<comments>http://www.elgavibe.com/?p=204#comments</comments>
		<pubDate>Tue, 12 Jan 2010 15:58:36 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Financial Tips]]></category>

		<guid isPermaLink="false">http://www.elgavibe.com/?p=204</guid>
		<description><![CDATA[Did you know that ELGA has FREE tax preparation software that is really easy to use?  All you need is Adobe reader, which can be downloaded for free at www.adobe.com.  There is no need to buy expensive tax software or pay someone else to do your taxes. The tax program is available at www.elgavibe.com/justfileit.  All you [...]]]></description>
			<content:encoded><![CDATA[<p>Did you know that ELGA has FREE tax preparation software that is really easy to use?  All you need is Adobe reader, which can be downloaded for free at <a href="http://www.adobe.com">www.adobe.com</a>.  There is no need to buy expensive tax software or pay someone else to do your taxes. The tax program is available at <a href="http://www.elgavibe.com/justfileit">www.elgavibe.com/justfileit</a>.  All you need in order to file your taxes is a computer, internet access, your own email address, and a printer.  You can itemize your deductions, claim all the credits you are eligible for and have your refund directly deposited into your account within 8 to 10 business days.  You can start filing January 18<sup>th</sup>.  The best part is that anyone can use it. </p>
<p> How does it work? (It is sooooo easy)</p>
<ul>
<li>First go to <a href="http://www.elgavibe.com/justfileit">www.elgavibe.com/justfileit</a>.</li>
<li>Then you will go through a series of secure web pages and input answers to simple, interactive questions. </li>
</ul>
<p> Once all of the questions have been answered, the information is compiled and placed on federal and/or state tax forms that can be e-filed or printed and mailed.</p>
<p> Don’t forget: To direct deposit your refund into your ELGA account you will need your account number and ELGA’s routing number which is 272479935.</p>
<p> It’s so easy to use! Just go to <span style="text-decoration: underline;"><a href="http://www.elgavibe.com/justfileit">www.elgavibe.com/justfileit</a></span> for more information.</p>
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		<title>Changing Your Driving Habits = Saving Money!</title>
		<link>http://www.elgavibe.com/?p=174</link>
		<comments>http://www.elgavibe.com/?p=174#comments</comments>
		<pubDate>Fri, 11 Dec 2009 20:11:16 +0000</pubDate>
		<dc:creator>Anne</dc:creator>
				<category><![CDATA[Automotive]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Financial Tips]]></category>

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		<description><![CDATA[Gas Prices are always an area of concern, but did you know that the way you drive is a huge factor in how much you are actually spending on gas?  I found some really great tips on how to save some money at fueleconomy.gov and I thought I would share.  I definitely could use the [...]]]></description>
			<content:encoded><![CDATA[<p>Gas Prices are always an area of concern, but did you know that the way you drive is a huge factor in how much you are actually spending on gas?  I found some really great tips on how to save some money at fueleconomy.gov and I thought I would share.  I definitely could use the money I can save on gas on some more important things (like buying a new car).  </p>
<p> </p>
<ol>
<li>Drive Sensibly.  Did you know that aggressive driving wastes gas.  Speeding up and then all of a sudden slamming on your brakes not only wears and tears on your car but it wastes some major gas.  It can lower your gas mileage by up to 33%!  Give yourself plenty of time to get to your location so you are not in a rush.    </li>
<li>Drive Slower. Gas mileage decreases rapidly at speeds above 60mph.  For every 5 miles you go over 60 it is basically like paying an additional $.24 in gas! WOW! </li>
<li>Remove Excess Weight.  So I know most of us basically live out of our cars but did you know that an extra 100 pounds could reduce your gas mileage by up to 2 percent!  So….maybe you should clean out your car once in awhile and get rid of some of that excess baggage.  If removing excess weight means throwing annoying friends out of the car-then do it (make sure the car is in park). </li>
<li>Avoid Excessive Idling.  Your car is on but you are going nowhere.  Is that necessary? Idling gets zero miles per gallon (obviously). </li>
<li>Use Cruise Control.  Using cruise control on the highway helps you maintain a constant speed and helps you save gas. </li>
<li>Use Overdrive Gears. This saves gas and reduces engine wear.  The only time you shouldn’t use Overdrive is when you are towing something or encountering steep hills.  Overdrive allows the engine to operate at a lower rpm for a given road speed. This allows the vehicle to achieve better fuel efficiency, and often quieter operation on the highway.</li>
</ol>
<p> </p>
<p>After knowing this information I hope everyone will drive a little safer and use a little less gas.  If only we didn’t live in Michigan… we could ride our bikes everywhere!</p>
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